Tools and Resources:

Forms:

• Residential Loan Application
• Borrower's Certification & Authorization

Mortgage Checklist:

• Social Security Number for all borrowers
• Last 2 years W-2 forms
• Most recent paycheck stubs, covering one month pay period
• If self employed, need last 2 years signed complete tax returns, profit and loss statement for year to date and balance sheet for past 12 months
• Residence address past 2 years (if renter, need landlord name and address or 12 months cancelled checks).
• Last 3 months bank statements for checking and saving accounts. Also statements for 401k, IRA's, etc.
• Names, account numbers, balances and monthly payment on all open loans
• If you choose to include income from child support/alimony, will need copies of court records of cancelled checks showing receipt of payment
• If purchase, legible sales contract signed by Buyers and Sellers
• If you are applying for a VA Loan you will need to bring your DD-214, Certificate of Eligibility, or statement from your Commanding Officer if you are on active duty
• If you currently own properties you will need to provide mortgage account information, home insurance policy information, home equity account information (if applicable)

Informational Links:

• Auditors Site
• Cincinnati Bell
• Cincinnati Water Works
• Weather
• Duke Energy
• Map Quest
• Stock Market
• BBB

Mortgage Calculator:

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Interest Rate	%
Mortgage Length	30 25 20 15 Years
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